Terms of Use
Introduction
These Terms and Conditions govern the use of the services offered by this website. By accessing [YourWebsite.com]—including submitting quote requests through the site, calling any toll-free numbers provided, or initiating a request to be contacted by phone or other available methods—you accept and agree to these Terms of Use. If you do not agree with them, you must exit the website and refrain from using our services.
Our Service
[Your Company Name] provides users the opportunity to receive insurance quotes from a network of insurance carriers, agents, brokers, and other service providers. When you submit your information through our quote form, we work to connect you with appropriate providers to help you find the insurance you’re looking for.
We are not an insurance carrier or agent. We do not issue insurance contracts, bind coverage, or recommend specific companies or policies. Any information provided on our website is for general informational purposes only and should not be considered legal, financial, or insurance advice.
We do not guarantee that providers will contact you or offer coverage. We are not responsible for the conduct of providers you are matched with, nor for the coverage terms they offer.
Dispute Resolution via Binding Arbitration
Please read this carefully. It affects your legal rights.
You agree to first attempt to resolve any disputes or claims arising from your use of this site through good faith consultations, initiated by written notice (“Consultation Notice”). If the matter is not resolved within 30 days, either party may initiate binding arbitration. Any notice should be sent to the address provided at the end of these Terms.
User Data – Consent to Contact
By using our site, you may be asked to submit information (“User Data”). This includes data submitted when requesting quotes. Our handling of this information is described in our [Privacy Policy], which is incorporated into these Terms by reference.
You are solely responsible for the accuracy and content of any User Data you submit. We may delete User Data at any time and are not responsible for maintaining it. By submitting your contact information, you agree to receive communications via email, SMS, or phone—including pre-recorded or automated messages—from [Your Company Name] or its partners. If you do not wish to receive such communications, please contact Customer Support.
Warranty Disclaimer
All content and services on this site are provided “as is” for informational purposes only. [Your Company Name] makes no guarantees about the accuracy, timeliness, or completeness of the content or functionality. We disclaim all warranties, express or implied, including those of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site is free from viruses or other harmful elements.
Limitation of Liability
In no event shall [Your Company Name], its officers, affiliates, employees, or agents be liable for any indirect, direct, incidental, special, or consequential damages resulting from your use or inability to use this site or the services offered through it. Total liability is limited to five U.S. dollars ($5.00). If you do not agree to this limitation, your sole remedy is to stop using the site.
External Links
Our website may contain links to third-party websites. These are provided for informational purposes only. We are not responsible for the content, practices, or accuracy of such websites, and linking does not imply endorsement.
Updates
These Terms of Use may be updated at any time. Continued use of the website after such updates constitutes your acceptance of the revised terms.
Applicable Laws
These Terms are governed by the laws of the State of [Your State] (e.g., Florida, New York, etc.). Any disputes must be brought in the appropriate courts of that state. If any provision is deemed unenforceable, the rest shall remain in effect. Any claim must be filed within one (1) year of its occurrence or be permanently barred.
Contact Information
[Your Company Name]
[Your Physical Address or “USA”]
Email: legal@[yourwebsite].com
